The Cryotherapy Team

L. Robert Kramer

Co-Owner, Chief Financial Officer

rkramer@uscryotherapy.com

Experience

As Chief Financial Officer of US Cryotherapy, Rob is accountable for the administrative, financial, and risk management operations of the company. He manages the development of a financial and operational strategy, maintains metrics tied to that strategy, and oversees the ongoing development and monitoring of control systems designed to preserve company assets and report accurate financial results. Separately, Rob continues to be employed by Bickmore, a York Risk Services Company. Rob has been a Principal with that firm since 1990. He is part of the firm’s internal Executive Management Team. As President of Program Administration at Bickmore, Rob is responsible for developing and executing the practice area’s strategic plan. Rob has experience in various consultative areas, such as administration of numerous group self-insurance programs; formation of new group self-insurance programs; development of governing documents and coverage memoranda; meeting facilitation; development of requests for proposals; benchmarking studies; and review of contracts and agreements for proper transfer of risk. He has served as Managing Director of Program Administration, Administration Practice Department Director, and as Executive Director of nine public and private entity joint powers insurance authorities and private self-insurance group clients.

Education

  • Doctorate of Jurisprudence – McGeorge School of Law

  • Master of Business Administration – California State University, Sacramento

  • Bachelor of Arts, Accounting – University of Notre Dame

  • Associate in Risk Management (ARM) – Insurance Institute of America